MOVING BEYOND FINANCIAL LITERACY

The FEBC and Other Resources

FinLAB is proud to be part of the solution -- helping people from all areas of life to understand and become empowered in their financial life.  We help those in the public sector and also those who serve as employees of the federal government.

We have partnered with other educators to develop a special Federal Employee Benefits Center (FEBC) to benefit federal employees.  Find out more about the work of educators dedicated to helping government employees with financial literacy and other financial skills regarding their specialized retirement programs.

We feel proud to serve those who serve others in this capacity.  If you are a federal employee, feel free to Click here to be directed to this site.

SOMETIMES PEOPLE TELL US THEY DON'T KNOW WHAT TO ASK -- LET'S START THERE!

We are dedicated to serving all individuals who are determined to live a life where their financial resources serve the real wealth in their life. 

What is this real wealth?  We demonstrate it with the picture below -- showing ELEVEN AREAS OF WEALTH AND HUMAN STRENGTH.

We all know that wealth isn't just our money but sometimes we need to step back and see what we are doing with our life that allows us to enjoy the wealth we already have. The best way to do this is to look from a new vantage point while standing in financial reality. That's what FinLAB is dedicated to helping you with.

We do this through our work as coaches and educators. We help you with specialized education and an understanding of how various transitions that happen in your life can present opportunities through the use of strategic planning and understanding the options available to you.  Our goal is helping others understand how to achieve financial longevity and build on their already wealth-filled life.   

This means working with you to make sure that money is serving your life vs having you serve it.   This may mean helping you see what you really want in your life and recognizing the wealth you already have in your life but miss each and every day.  

We are educators and coaches who see the foolishness of trying to force individuals into a financial profiles that is defined by what others consider important.  Your wealth is all about you. We work with you to develop  innovative solutions that guide you through the complicated world by simplifying the process. 

We help you understand the one number that is the most important number to most americans.   Their URSLA  -- the age to which they have a 90% probability their financial resources will last.  We also educate people regarding legacy planning,  taxes strategies and protection for what is important in your life.  

We help individuals recognize what is important, fill in the financial literacy gaps that are preventing them from gaining control over money.  We look at what works for you and then we show you ways to help meet your current and future goals.  IT IS WHAT WEALTH IS TRULY ABOUT!

HOW ABOUT IF YOU SAY......I already have it all togehter.....

People with strong financial goals not only need to work hard, but smart. You have proven you are good at what you do.  Learning to be equally good at strategizing and managing money in your life, in addition to your other responsibilities, can be complicated and time consuming.

But time and strategizing may not be enough if you find your financial success isn't bringing with it the happiness in other areas of your life that define wealth.  We are built on WEALTH STRONG principals -- we know that it is when you harness the energy of money to serve the real purposes and commitments in your life that life truly feels wealthy. 

Within a lifetime, you will make a finite amount of money. How you handle that money, what value you put on it, what strategies you use, will determine:

• If you serve money or if it truly is serving your true wealth

• How you live now and how you live when you reach your financial goals;
   
• If you will pay more than your fair share in taxes;
   
• What kind of school/college your children can attend;
   
• If you will become financially devasted by a serious illness; and
   
• What kind and how much of a legacy you can leave for your heirs or charity.
   
  
  Standing in financial reality is a great first step.  At FinLAB we help you look at your current situation and  your potential life earnings.  We help determine if you have an estate problem, and we educate you on programs which can help.  We educate and help you see if there are strategies you can implement which concentrate on cash flow longevity.  

We help bring order to what is often considered to be chaos. Participants in our seminars and training sessions find relief knowing we are there for them - if we don't know something we will help you find where to find answers. We find pride knowing we are providing a level of expertise and service hard to find elsewhere.

Through our seminars and individual meetings, you will learn...

• Financial Planning - what is it and how do I know how to pick a person who is truly going to help me?

• Retirement Planning - do I really need over a million dollars to retire? How do I find out how much I really need to have before I retire too soon?
   
• Education Planning - What does it take to put my children through school and what difference will it make?
   
• Estate Planning - How do I protect my family from having to pay enormous taxes or losing it all after I have worked so hard for it?
   
   

YOU WILL GET ANSWERS TO QUESTIONS LIKE...

What does it mean when an investment person says any one of the following statements?

    I help you with...

• A Portfolio Analysis
• Investment Advice and Management
• 401(k), 403(b), 457 plans and allocation advice 
• Stock Option Analysis and Review
• Non-Qualified Deferred Compensation Plans
• Buy/Sell Agreement Funding
• Beneficiary Review

What do you need to know about insurance?

      Terms like these can be confusing...

• Medicare Supplements - Advantage Plans
• Insurance Analysis
• Long Term Care Insurance
• Disability Insurance
• Life Insurance (Term and Permanent) 
• Annuities (Variable, Fixed, and Indexed) 

What exactly is a...

• Financial Coach vs. a Certified Financial Coach?
• Federal Benefits Analyst?
• Senior Transitions Specialist?
• Cash Flow Management Specialist?
• Mortgage Broker?
• Business Planning Specialist?

We encourage you to find out more - learn through the training programs we provide.  Find out about them now by Clicking HERE TO VIEW OUR SEMINARS